How Long After Buying a Car Can I Buy a House?

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If you are trying to improve your credit score, it’s essential to know what a good credit score is and the steps to getting one. Learn more on how to improve your credit score.

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What is a Good Credit Score With something as important as credit, you’ll want to know what precisely good means. Thankfully, the answer to “what is a good credit score” is made transparent by FICO.

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Only 21% of Americans have a good credit score. So if you find yourself missing payments or in credit card debt due to keeping up with jones, it’s time to evaluate your spending.

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Some things can severely impact your credit score (e.g., missing a payment), and others don’t impact your credit score at all.

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Organizing your bill payments so that you make every payment on time is one of the best ways to increase your score, as payment history makes up the most significant percentage of your credit score.

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According to Value Penguin, “One of the factors lenders consider when modeling an individual’s credit risk is their credit utilization

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If you have various debt sources that need repaying, consider consolidating them all into one payment with a debt consolidation loan.

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GET MORE TIPS ON HOW TO GET A GOOD CREDIT SCORE HERE

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