How to Use Credit Card Churning to Travel For Free

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Credit card churning is a method of opening and closing many credit cards to obtain points and miles to travel for free.

What is Travel Hacking? Travel hacking is the mode of gaining free or cheaper travel by earning points and miles through credit card sign-ups and bonuses.

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Travel hacking is not illegal, but specific modes such as manufactured spending can be seen as unlawful or taking advantage of credit card companies.

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Simply put, credit card companies want people to sign-up for their cards. They give out bonuses for hitting minimum spending, and the customer now has money they can use for travel.

Credit card churning opens up cards, hits the sign-up bonuses, and closes them. People will use credit card churning to earn air miles, travel rewards, or cashback.

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Certain companies allow you to obtain a second bonus only after 24 months, or companies like Chase have the 5/24 rule.

When opening up new credit cards, you must be wary about the factors forming your credit score and how companies look at how much you are spending and how many applications you are opening.

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